首頁>台灣股市>三商壽>財務分析 - 損益表
2867
7.66
TWD
-0.04 (-0.52%)
2026.05.21收盤

三商壽－損益表

總覽價值投資財務分析技術分析交易資訊公司消息
重要指標每月營收損益表資產負債表現金流量表股利資訊財報電子書
損益表

合併綜合損益表

第四季 (最新)
單季
(TWD千元)2025年全年2024年全年2023年全年2022年全年2021年全年2020年全年2019年全年2018年全年2017年全年2016年全年2015年全年2014年全年2013年全年2012年全年
金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%
營業收入
保費收入
簽單保費收入18,318,26919,378,07820,066,35421,004,10324,187,23526,871,85030,402,16831,973,38534,005,34335,295,68532,006,63631,446,73236,463,63832,682,611
保費收入合計18,318,26919,378,07820,066,35421,004,10324,187,23526,871,85030,402,16831,973,38534,005,34335,295,68532,006,63631,446,73236,463,63832,682,611
再保費支出1,094,5341,001,846923,482845,419781,652648,715556,639298,861123,921104,13084,2411,356,0391,569,0821,529,531
未滿期保費準備淨變動
未滿期保費準備淨變動172,519282,681188,067156,835114,274150,332166,058117,08689,703239,334254,608229,324191,023159,151
自留滿期保費收入17,051,21618,093,55118,954,80520,001,84923,291,30926,072,80329,679,47131,557,43833,791,71934,952,22131,667,78729,861,36934,703,53330,993,929
再保佣金收入57,43328,60942,45927,17829,59519,17522,35932,29251,54869,43548,561384,343596,864548,710
手續費收入
手續費收入合計1,010,335966,782697,500616,342667,241456,116408,090311,009173,192120,218122,166119,406117,883118,077
淨投資損益
利息收入9,340,5129,629,6009,355,9789,247,8608,091,7557,828,7718,701,8358,527,4027,910,3766,975,4855,878,1915,743,4944,322,7143,369,093
透過損益按公允價值衡量之金融資產及負債損益(6,901,842)(18,829,743)24,577,23013,466,6114,016,4128,981,47815,065,165(11,686,165)4,354,452(8,772,882)(234,954)(7,789,458)(1,582,364)735,548
除列按攤銷後成本衡量之金融資產淨損益5,6650(254,246)01,220,8414,583,8392,946,482340,867
透過其他綜合損益按公允價值衡量之金融資產已實現損益28,0253,0573,01014,012148,915216,05154,760625,802
採用權益法認列之關聯企業及合資損益之份額(5,385)(1,328)(2,634)49,44395,32696,82661,40117,07735,038(3,000)45,03225,04432,44919,030
兌換損益-投資20,854,96823,008,127(31,407,463)(20,506,782)(3,332,872)(8,897,816)(14,800,681)2,878,494(6,519,228)8,813,218(702,974)7,299,3681,407,488(809,928)
外匯價格變動準備淨變動(12,809,195)(5,837,566)6,332,7762,617,5748,74901,624,845(566,341)296,168(317,345)148,998(184,757)(183,281)(163,054)
投資性不動產損益87,018124,280106,23995,331116,101129,56883,694123,246127,529120,428137,129126,130936,11359,172
投資之預期信用減損損失及迴轉利益(89,846)(103,856)38,938(61,908)1,244153,827678123,641
其他淨投資損益3,4351,933000
採用覆蓋法重分類之損益652,7053,406,843(6,816,138)(3,418,502)(855,824)(1,868,586)(2,706,934)7,118,493
淨投資損益11,166,06011,401,3471,933,6901,503,6399,510,64711,223,95811,031,2457,502,5167,739,2127,036,7386,302,3746,241,0405,972,1393,495,769
其他營業收入
其他營業收入合計33,84747,3829,118(5,842)25,8714,71820,1337,89719,49612,99411,21412,74421,24822,617
分離帳戶保險商品收益9,802,1482,374,1234,514,0604,093,0172,685,5267,533,6714,268,393(405,600)4,272,7352,032,9773,223,8852,202,9133,076,8212,400,847
營業收入合計39,121,03932,911,79426,151,63226,236,18336,210,18945,310,44145,429,69139,005,55246,047,90244,224,58341,375,98738,821,81544,488,48837,579,949
營業成本
保險賠款與給付
保險賠款與給付合計22,975,24522,197,63024,757,00228,218,23918,797,79718,116,96018,804,58722,366,94513,811,15714,736,86514,385,27028,950,9188,028,9316,149,631
攤回再保賠款與給付756,163748,362707,452673,575541,239481,844346,861352,93037,44829,74144,241951,156966,021955,361
自留保險賠款與給付22,219,08221,449,26824,049,55027,544,66418,256,55817,635,11618,457,72622,014,01513,773,70914,707,12414,341,02927,999,7627,062,9105,194,270
其他保險負債淨變動
其他保險負債淨變動合計3,740,4236,179,8724,117,1091,482,89513,189,86915,728,02117,257,79815,191,43825,484,60723,546,98320,714,6194,720,81730,107,46827,060,938
承保費用7,7707,1077,6568,16310,6429,36610,50811,45512,02417,56914,79612,44410,6729,566
佣金費用
佣金費用合計1,597,2791,491,8581,383,6111,441,5461,530,6611,652,4912,245,5082,097,8092,309,2023,370,2482,597,0342,698,6022,808,2972,556,169
其他營業成本
其他營業成本合計274,771245,303153,406132,957141,451138,126153,018146,484149,940128,784112,74046,47443,21939,741
分離帳戶保險商品費用9,802,1482,374,1234,514,0604,093,0172,685,5267,533,6714,268,393(405,600)4,272,7352,032,9773,223,8852,202,9133,076,8212,400,847
營業成本合計37,641,47331,747,53134,225,39234,703,24235,814,70742,696,79142,392,95139,055,60146,002,21743,803,68541,004,10337,680,96143,109,76637,260,350
營業費用
業務費用141,854130,587103,44996,179120,760128,383165,772117,666137,554136,646132,232157,315106,908125,036
管理費用1,282,0231,286,4861,177,6661,309,9441,094,8431,277,7551,237,692988,1731,091,7161,255,0251,140,5961,008,2261,094,820906,876
員工訓練費用44,18190,73354,57348,61629,6601,744100,25529,209106,269292,28380,92393,96659,38544,614
非投資之預期信用減損損失及迴轉利益(85)(204)5,586(29)(432)377326767
營業費用合計1,467,9731,507,6021,341,2741,454,7101,244,8311,408,2591,504,0451,135,8151,335,5391,683,9541,353,7511,259,5071,261,1131,076,526
營業利益(損失)11,593(343,339)(9,415,034)(9,921,769)(849,349)1,205,3911,532,695(1,185,864)(1,289,854)(1,263,056)(981,867)(118,653)117,609(756,927)
營業外收入及支出
營業外收入及支出合計(4,410)(359,008)25,974198,53129,75832,35536,48628,136(93,866)(78,691)(10,466)(33,101)(15,366)(8,341)
繼續營業單位稅前淨利(淨損)7,183(702,347)(9,389,060)(9,723,238)(819,591)1,237,7461,569,181(1,157,728)(1,383,720)(1,341,747)(992,333)(151,754)102,243(765,268)
所得稅費用(利益)
所得稅費用(利益)淨額(235,409)(191,123)(1,932,391)(1,727,431)48,421148,852(356,700)(453,613)(301,912)(162,820)126,975(381,361)(61,244)(37,422)
繼續營業單位本期純益(純損)242,592(511,224)(7,456,669)(7,995,807)(868,012)1,088,8941,925,881(704,115)(1,081,808)(1,178,927)(1,119,308)229,607163,487(727,846)
本期淨利(淨損)242,592(511,224)(7,456,669)(7,995,807)(868,012)1,088,8941,925,881(704,115)(1,081,808)(1,178,927)(1,119,308)229,607163,487(727,846)
其他綜合損益(稅後淨額)
不重分類至損益之項目
不動產重估增值00
透過其他綜合損益按公允價值衡量之權益工具評價損益(38,918)2,42946,319(14,157)132,893(18,081)99,317(21,426)
採用權益法認列之關聯企業及合資之其他綜合損益份額-不重分類至損益之項目0318454,159763(700)(1,322)(886)
與不重分類之項目相關之所得稅000111,18700(2,879)1,386
不重分類至損益之項目總額(42,458)111,546(73,461)710,746256,637(149,265)(76,413)15,455
後續可能重分類至損益之項目
透過其他綜合損益按公允價值衡量之債務工具損益(280,025)(810,576)19,110555,374(309,259)332,329(305,740)(625,436)
採用權益法認列之關聯企業及合資之其他綜合損益份額-可能重分類至損益之項目246(171)010,864(3,094)3,256(10,150)(2,928)12,964
採用覆蓋法重分類之其他綜合損益(652,705)(3,406,843)6,816,1383,418,502855,8241,868,5862,706,934(7,118,493)
與可能重分類之項目相關之所得稅(281,015)(134,523)124,341142,85249,265260,795196,638(631,760)(20,903)(49,381)110,696
後續可能重分類至損益之項目總額(651,469)(4,083,067)6,710,9073,841,888494,2061,934,7062,202,111(7,108,913)616,275(391,530)2,270,205
其他綜合損益(稅後淨額)合計(693,927)(3,971,521)6,637,4464,552,634750,8431,785,4412,125,698(7,093,458)599,909(407,728)2,128,1731,290,708(355,734)7,602,539
本期綜合損益總額(451,335)(4,482,745)(819,223)(3,443,173)(117,169)2,874,3354,051,579(7,797,573)(481,899)(1,586,655)1,008,8651,520,315(192,247)6,874,693
基本每股盈餘
基本每股盈餘合計0.04(0.1)(1.65)(2.44)(0.34)0.460.82(0.32)(0.61)(0.7)(0.76)0.170.13(0.66)
稀釋每股盈餘
稀釋每股盈餘合計0.04(0.1)(1.65)(2.44)(0.34)0.460.81(0.32)(0.61)(0.7)(0.75)0.170.131.33
今年初累積至今
(TWD千元)2025年全年2024年全年2023年全年2022年全年2021年全年2020年全年2019年全年2018年全年2017年全年2016年全年2015年全年2014年全年2013年全年2012年全年
金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%金額%
營業收入
保費收入
簽單保費收入72,000,46275,054,15777,634,13383,180,11596,937,207109,637,379122,577,499128,956,308135,097,806134,508,188128,401,535125,658,622123,309,382103,890,522
保費收入合計72,000,46275,054,15777,634,13383,180,11596,937,207109,637,379122,577,499128,956,308135,097,806134,508,188128,401,535125,658,622123,309,382103,890,522
再保費支出3,885,5483,594,5833,315,0483,023,9152,604,7042,337,2401,807,764573,522417,029349,089634,0555,313,8236,160,0765,956,541
未滿期保費準備淨變動
未滿期保費準備淨變動350,635417,109326,034288,810220,197267,807246,403253,39799,522252,507877,335618,272241,621187,635
自留滿期保費收入67,764,27971,042,46573,993,05179,867,39094,112,306107,032,332120,523,332128,129,389134,581,255133,906,592126,890,145119,726,527116,907,68597,746,346
再保佣金收入155,89791,63498,39444,63141,30418,28628,45147,23182,25789,902102,6621,621,7092,214,6722,133,773
手續費收入
手續費收入合計3,998,5223,506,4512,968,3022,564,5062,380,2911,714,4741,451,9931,118,954577,249481,993495,399484,868488,857488,736
淨投資損益
利息收入37,073,32237,740,68936,674,37934,794,24431,403,46932,896,68234,970,47632,826,64429,564,67926,157,71322,549,25719,506,04915,204,42212,979,604
透過損益按公允價值衡量之金融資產及負債損益11,169,438(31,430,486)(946,716)(67,822,759)9,414,08611,650,52915,214,215(30,421,050)21,489,4104,492,674(8,861,577)(11,352,054)(3,776,827)1,522,431
除列按攤銷後成本衡量之金融資產淨損益62,543(284,660)(322,931)2,026,1818,063,4239,053,5238,679,098474,358
透過其他綜合損益按公允價值衡量之金融資產已實現損益235,35276,61313,645(283,405)121,2953,389,361900,9832,608,310
採用權益法認列之關聯企業及合資損益之份額(19,510)(16,527)33,836218,440451,184309,383259,588131,887177,305147,72388,127110,83492,111183,166
兌換損益-投資(26,866,700)42,070,957(143,936)60,440,820(15,123,852)(24,057,222)(11,360,074)12,390,587(28,095,447)(7,044,991)8,498,8159,419,3122,489,067(3,109,240)
外匯價格變動準備淨變動(23,837,256)(9,015,015)4,111,104(6,969,055)(161,061)1,002,577607,468(1,565,880)895,933407,645(583,958)(211,671)(196,419)(56,339)
投資性不動產損益569,494553,816368,2271,782,887524,923553,0971,036,347497,267505,194491,854509,910466,7581,116,1851,036,737
投資之預期信用減損損失及迴轉利益(145,748)(141,264)84,880(792,353)70,451456,632109,198174,743
其他淨投資損益16,4671,9331,258,3560240,074
採用覆蓋法重分類之損益3,464,3594,600,310(10,512,215)3,221,2362,053,0023,048,482(10,290,741)13,245,245
淨投資損益1,721,76144,156,36630,618,62926,616,23637,056,99438,303,04440,126,55830,362,11133,450,40830,509,35128,128,20224,250,97420,917,72515,353,333
其他營業收入
其他營業收入合計70,313102,78760,53734,36043,83822,47344,26240,38443,19347,24857,60363,407103,658104,497
分離帳戶保險商品收益24,228,03717,946,88415,533,843519,9679,503,81410,141,35517,313,6368,146,42016,252,8519,041,2175,987,8688,575,4499,937,18511,460,599
營業收入合計97,938,809136,846,587123,272,756109,647,090143,138,547157,231,964179,488,232167,844,489184,987,213174,076,303161,661,879154,722,934150,569,782127,287,284
營業成本
保險賠款與給付
保險賠款與給付合計84,122,35588,518,98094,705,93093,472,13275,576,49564,905,23564,070,16365,394,39048,827,58648,901,43366,500,21856,982,44224,836,68229,973,878
攤回再保賠款與給付2,913,4972,898,1162,703,5242,486,3292,038,6691,993,9731,439,311462,980196,393102,294634,5633,572,5943,690,8153,526,309
自留保險賠款與給付81,208,85885,620,86492,002,40690,985,80373,537,82662,911,26262,630,85264,931,41048,631,19348,799,13965,865,65553,409,84821,145,86726,447,569
其他保險負債淨變動
其他保險負債淨變動合計(20,083,157)21,688,05017,542,08822,550,57650,112,10770,158,68180,345,78482,404,261101,279,03395,357,36069,431,24074,265,410102,555,75175,723,929
承保費用28,96728,83230,87830,72832,12737,06840,37948,61052,53256,51355,51346,04538,44640,797
佣金費用
佣金費用合計5,910,7685,824,0755,792,4835,639,2256,031,7937,254,5598,499,0568,768,9609,830,63311,862,22711,156,66611,018,7019,874,3559,276,408
其他營業成本
其他營業成本合計946,052739,238595,485520,402529,564554,890582,215589,966574,568443,640426,528183,705173,831136,605
分離帳戶保險商品費用24,228,03717,946,88415,533,843519,9679,503,81410,141,35517,313,6368,146,42016,252,8519,041,2175,987,8688,575,4499,937,18511,460,599
營業成本合計92,239,525131,847,943131,497,183120,246,701139,747,231151,057,815169,411,922164,889,627176,620,810165,560,096152,944,207147,578,785143,803,617123,159,941
營業費用
業務費用424,392405,229386,774441,254469,389579,820538,050553,162596,804550,162552,195539,158463,270320,513
管理費用4,616,2174,412,5834,208,9984,226,4144,053,8073,960,5624,032,7423,830,1614,016,2584,224,2814,122,9383,756,8153,594,8113,174,710
員工訓練費用187,080183,401183,39578,61657,02162,326231,832229,052357,691731,239498,172461,204362,765365,767
非投資之預期信用減損損失及迴轉利益(376)(5,995)8,135(2,261)(3,128)9,0664,916767
營業費用合計5,227,3134,995,2184,787,3024,744,0234,577,0894,611,7744,807,5404,613,1424,970,7535,505,6825,173,3054,757,1774,420,8463,860,990
營業利益(損失)471,9713,426(13,011,729)(15,343,634)(1,185,773)1,562,3755,268,770(1,658,280)3,395,6503,010,5253,544,3672,386,9722,345,319266,353
營業外收入及支出
營業外收入及支出合計(26,449)(282,967)75,744285,958139,936177,936131,223124,602(54,489)(117,500)(14,878)(77,982)(54,860)1,280,016
繼續營業單位稅前淨利(淨損)445,522(279,541)(12,935,985)(15,057,676)(1,045,837)1,740,3115,399,993(1,533,678)3,341,1612,893,0253,529,4892,308,9902,290,4591,546,369
所得稅費用(利益)
所得稅費用(利益)淨額(732,573)(2,454,914)(3,419,996)(1,398,874)(2,136,635)295,773(23,453)(1,221,265)156,209(67,972)721,283(102,682)(158,153)(11,088)
繼續營業單位本期純益(純損)1,178,0952,175,373(9,515,989)(13,658,802)1,090,7981,444,5385,423,446(312,413)3,184,9522,960,9972,808,2062,411,6722,448,6121,557,457
本期淨利(淨損)1,178,0952,175,373(9,515,989)(13,658,802)1,090,7981,444,5385,423,446(312,413)3,184,9522,960,9972,808,2062,411,6722,448,6121,557,457
其他綜合損益(稅後淨額)
不重分類至損益之項目
確定福利計畫之再衡量數(3,540)108,799(119,825)(41,440)122,981(130,484)(177,287)39,153(15,335)(14,928)(140,509)
不動產重估增值0851,9680873,371
透過其他綜合損益按公允價值衡量之權益工具評價損益(51,180)(84,261)155,655(377,502)301,386(2,839)(149,291)(66,781)
採用權益法認列之關聯企業及合資之其他綜合損益份額-不重分類至損益之項目(60)2505063,9802,382673(1,280)(429)(1,031)(1,270)(1,523)
與不重分類之項目相關之所得稅0209,6050111,1870(451)2,538(15,140)
不重分類至損益之項目總額(54,780)667,15136,336347,222426,749(132,199)(330,396)(12,917)(16,366)(16,198)(142,032)
後續可能重分類至損益之項目
透過其他綜合損益按公允價值衡量之債務工具損益92,583(780,203)6,162,001(5,605,545)(1,326,753)280,425(256,843)(3,872,407)
採用權益法認列之關聯企業及合資之其他綜合損益份額-可能重分類至損益之項目54(171)85310,864(3,103)(5,414)(2,445)3,256(11,087)(2,032)14,308
採用覆蓋法重分類之其他綜合損益(3,464,359)(4,600,310)10,512,215(3,221,236)(2,053,002)(3,048,482)10,290,741(13,245,245)
與可能重分類之項目相關之所得稅(142,395)(40,168)1,154,185(670,128)(191,284)61,7311,016,049(1,855,229)119,863(347,752)13,033
後續可能重分類至損益之項目總額(3,229,327)(5,340,516)15,520,884(8,145,789)(3,191,574)(2,835,202)9,015,404(15,259,167)3,442,8671,193,074(3,002,714)
其他綜合損益(稅後淨額)合計(3,284,107)(4,673,365)15,557,220(7,798,567)(2,764,825)(2,967,401)8,685,008(15,272,084)3,426,5011,176,876(3,144,746)1,293,584(5,638,976)9,368,816
本期綜合損益總額(2,106,012)(2,497,992)6,041,231(21,457,369)(1,674,027)(1,522,863)14,108,454(15,584,497)6,611,4534,137,873(336,540)3,705,256(3,190,364)10,926,273
基本每股盈餘
基本每股盈餘合計0.20.42(2.11)(4.34)0.420.612.29(0.14)1.711.781.881.821.991.33
稀釋每股盈餘
稀釋每股盈餘合計0.20.42(2.11)(4.34)0.420.612.28(0.14)1.711.781.881.821.991.33
需注意：由於會計政策的變動，部分現行會計科目在過往資料中，可能名稱不同，或是合併於其他科目中。此外，過往會計科目也可能消失。 然而我們盡力確保表中各項目之數值與公司公布之財報相符。以上資訊僅供參考，實際數據仍以公司公布之財報為準。
ifa.ai自當盡力提供正確訊息，但如有疏忽或錯誤遺漏，本公司或關係企業與其任何董事或任何受僱人，恕不負任何法律責任。
line
基於金融科技的新型態公司
01

個人化服務

提供您最完整的財經數據分析與正確的投資知識，協助您做對的決策
攜手一起重新定義未來