王道銀行－現金流量表

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重要指標每月營收損益表資產負債表現金流量表股利資訊財報電子書

現金流量表

合併現金流量表

第一季 (最新)

單季

(TWD千元)	2026年前3個月		2025年前3個月		2024年前3個月		2023年前3個月		2022年前3個月		2021年前3個月		2020年前3個月		2019年前3個月		2018年前3個月		2017年前3個月		2016年前3個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
營業活動之現金流量-間接法
繼續營業單位稅前淨利(淨損)	1,540,716		1,093,713		1,561,498		1,364,141		1,118,520		1,151,801		537,352		941,607		594,804		812,160		1,136,875
本期稅前淨利(淨損)	1,540,716		1,093,713		1,561,498		1,364,141		1,125,991		1,151,208		528,264		937,662		592,028		813,020		1,085,181
調整項目
收益費損項目
折舊費用	87,301		77,430		74,852		74,986		90,808		89,181		89,316		91,048		46,773		39,482		38,612
攤銷費用	36,339		44,674		78,325		69,370		69,154		72,314		66,282		61,126		54,272		15,346		12,433
呆帳費用提列(轉列收入)數	256,062		36,849		109,280		78,383		43,351		27,776		255,865		114,811		134,003		101,113		137,813
透過損益按公允價值衡量金融資產及負債之淨損失(利益)	(1,657,954)		(1,352,265)		(2,842,521)		(1,303,525)		(820,537)		(203,461)		(427,736)		(8,448)		220,201		757,031		(852,174)
利息費用	3,069,183		3,346,812		3,414,566		2,532,336		554,266		577,761		1,293,758		1,456,928		1,060,213		821,969		706,786
利息收入	(3,907,805)		(3,924,191)		(3,867,035)		(3,047,458)		(1,754,684)		(1,711,586)		(2,219,798)		(2,442,918)		(2,208,993)		(1,945,283)		(1,730,103)
股利收入	(110,323)		(9,495)		(15,552)		(6,449)		(83,720)		(5,463)		(4,622)		(2,188)		(3,384)		(2,838)		(2,473)
採用權益法認列之關聯企業及合資損失(利益)之份額	12,640		91,133		(19,791)		(66,330)		(75,676)		2,089						0		(4,791)		(16,681)
處分及報廢不動產及設備損失(利益)	301		863		202		(2,563)		123		199		2		(176)		76		(343)		272
處分投資損失(利益)	(178,427)		(72,742)		(147,846)		(6,896)		64,637		(104,770)		(130,003)		(40,432)		0		(84,675)		(92,796)
收益費損項目合計	(2,392,683)		(1,760,932)		(3,208,267)		(1,678,146)		(1,903,855)		(1,255,960)		(1,076,936)		(770,249)		(696,839)		(302,989)		(1,767,045)
與營業活動相關之資產/負債變動數
與營業活動相關之資產之淨變動
存放央行及拆借金融同業(增加)減少	(1,428,152)		1,744,801		657,387		(1,070,233)		1,210,918		622,676		123,729		(437,751)		(18,870,444)		2,831		(516,606)
透過損益按公允價值衡量之金融資產(增加)減少	(8,475,553)		4,255,783		(6,839,963)		(8,241,359)		2,837,806		12,079,318		16,235,033		(15,473,991)		8,067,568		3,827,318		11,894,752
透過其他綜合損益按公允價值衡量之金融資產(增加)減少	11,146,284		2,632,497		764,286		(6,992,971)		3,383,393		(3,963,517)		(6,818,943)		6,041,915
按攤銷後成本衡量之債務工具投資(增加)減少	(4,227,881)		(949,140)		(934,654)		(6,359,996)
附賣回票券及債券投資(增加)減少	(3,428,120)		(3,273,855)		220,491		1,699,843		1,149,941		(1,251,147)		(647,987)
應收款項(增加)減少	(856,629)		(416,757)		(835,102)		(243,051)		27,842		(509,572)		1,133,077		2,927,436		2,257,522		600,535		(923,625)
貼現及放款(增加)減少	(4,143,558)		(8,842,987)		(10,701,993)		(4,763,693)		(9,372,261)		6,274,667		(6,112,622)		624,082		(1,690,743)		3,372,605		3,644,552
其他資產(增加)減少	(115,833)
與營業活動相關之資產之淨變動合計	(11,529,442)		(4,849,658)		(17,669,548)		(25,971,460)		(762,361)		13,252,425		3,912,287		(6,318,309)		(10,236,097)		7,803,289		14,099,073
與營業活動相關之負債之淨變動
央行及銀行同業存款增加(減少)	12,370,738		12,691,042		13,015,580		2,755,634		929,207		(4,315,257)		2,033,348		(22,985,986)		13,870,234		(6,213,571)		8,337,401
透過損益按公允價值衡量之金融負債增加(減少)	480,582		(818,047)		(463,135)		(417,230)		221,251		(350,254)		(85,797)		(318,238)		239,465		(349,565)		(2,193,161)
附買回票券及債券負債增加(減少)	(4,636,342)		(1,740,354)		(6,165,960)		7,262,007		(9,938,524)		(2,859,047)		(5,171,047)		12,432,704		(18,261,150)		(2,430,285)		(17,928,295)
應付款項增加(減少)	1,041,144		(1,529,322)		1,925,548		1,242,874		(434,289)		837,029		(889,567)		(942,217)		(50,006)		(195,146)		1,475,661
存款及匯款增加(減少)	2,025,282		(12,362,171)		6,235,744		12,692,612		6,413,823		(4,662,259)		2,401,395		15,093,274		14,118,323		(2,825,544)		5,439,569
其他負債增加(減少)	(661,504)		41,261		7,995		5,931		30,858		4,553		14,931		8,399		18,747
與營業活動相關之負債之淨變動合計	10,619,900		(3,717,591)		14,555,772		23,541,828		(2,777,674)		(11,345,235)		(1,696,737)		3,287,936		9,935,613		(12,013,656)		(4,862,905)
與營業活動相關之資產及負債之淨變動合計	(909,542)		(8,567,249)		(3,113,776)		(2,429,632)		(3,540,035)		1,907,190		2,215,550		(3,030,373)		(300,484)		(4,210,367)		9,236,168
調整項目合計	(3,302,225)		(10,328,181)		(6,322,043)		(4,107,778)		(5,443,890)		651,230		1,138,614		(3,800,622)		(997,323)		(4,513,356)		7,469,123
營運產生之現金流入(流出)	(1,761,509)		(9,234,468)		(4,760,545)		(2,743,637)		(4,317,899)		1,802,438		1,666,878		(2,862,960)		(405,295)		(3,700,336)		8,554,304
收取之利息	3,810,576		3,967,205		3,785,055		2,679,160		1,710,871		1,757,637		2,435,597		2,663,487		2,404,951		1,633,893		1,943,891
收取之股利	38,276		7,938		18,825		2,631		81,556		4,578		3,247		2,188		3,384		2,838		2,474
支付之利息	(2,967,177)		(3,588,963)		(3,302,431)		(2,234,527)		(477,184)		(591,247)		(1,340,412)		(1,160,579)		(979,011)		(741,920)		(646,107)
退還(支付)之所得稅	79,327		25,461		(323,801)		(64,177)		(37,576)		(220,265)		(187,391)		(39,247)		(143,852)		(111,272)		(127,613)
營業活動之淨現金流入(流出)	(800,507)		(8,822,827)		(4,582,897)		(2,360,550)		(3,040,232)		2,753,141		2,577,919		(1,397,111)		880,177		(2,916,797)		9,726,949
投資活動之現金流量
取得不動產及設備	(48,499)		(36,881)		(27,493)		(20,716)		(40,106)		(14,045)		(26,271)		(15,913)		(72,136)		(197,225)		(121,187)
處分不動產及設備	6		170		259		2,692		0		156		298		2,441		43,200		6,103		784
取得無形資產	(36,369)		(27,797)		(9,815)		(31,950)		(3,857)		(2,876)		(25,948)		(18,688)		(41,007)		(13,830)		(2,096)
其他金融資產增加	(46,369)		(9,529)				0		(22,302)		0		(1,008,139)		0		(281,108)
投資活動之淨現金流入(流出)	(131,231)		189,898		19,088		(66,072)		(206,836)		99,825		(1,051,014)		738,994		3,803,830		(876,661)		(4,183,761)
籌資活動之現金流量
短期借款增加	40,000				0		37,700		134,722		180,150		571,815
應付商業本票增加	55,051				0		1,003,070		0		118,000		0		1,000,000		0		2,094,069		334,946
應付商業本票減少	0		(11,946)		(172,635)		0		(100,058)		0		(150,000)		0		(1,049,785)
租賃本金償還	(42,763)		(41,474)		(39,882)		(31,891)		(41,390)		(44,072)		(44,262)		(42,907)
其他金融負債增加	1,973,634		1,956,128		3,544,507		450,663		0		65,252		0		359,286		0		1,073,881		147,510
庫藏股票買回成本	0		(134,428)								0		(10,704)
籌資活動之淨現金流入(流出)	2,025,922		1,606,852		4,915,939		1,475,313		(845,421)		(785,721)		103,652		920,340		(2,600,720)		2,481,431		(1,755,932)
匯率變動對現金及約當現金之影響	88,510		65,199		304,502		(71,964)		587,071		(140,250)		12,280		10,999		245,242		601,680		215,211
本期現金及約當現金增加(減少)數	1,182,694		(6,960,878)		656,632		(1,023,273)		(3,505,418)		1,926,995		1,642,837		273,222		2,328,529		(710,347)		4,002,467
期初現金及約當現金餘額	21,257,591		18,368,252		18,767,399		15,225,156		15,198,196		16,905,644		17,550,472		24,952,785		17,706,368		19,285,672		17,962,137
期末現金及約當現金餘額	22,440,285		11,407,374		19,424,031		14,201,883		11,692,778		18,832,639		19,193,309		25,226,007		20,034,897		18,575,325		21,964,604
現金及約當現金	6,137,312		6,098,356		7,559,906		7,270,159		8,493,631		8,702,657		5,465,661		6,055,568		7,517,968		7,193,791		8,499,875
符合國際會計準則第七號現金及約當現金定義之存放央行及拆借銀行同業	12,813,213		4,226,759		10,903,981		6,017,424		3,199,147		9,559,341		13,727,648		18,253,790		6,805,268		10,083,142		13,165,685
符合國際會計準則第七號現金及約當現金定義之附賣回票券及債券投資	2,210,358		750,377												300,000		5,711,661		1,298,392		299,044
其他符合國際會計準則第七號現金及約當現金定義之項目	1,279,402		331,882		960,144		914,300		0		570,641		0		616,649

今年初累積至今

(TWD千元)	2026年前3個月		2025年前3個月		2024年前3個月		2023年前3個月		2022年前3個月		2021年前3個月		2020年前3個月		2019年前3個月		2018年前3個月		2017年前3個月		2016年前3個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
營業活動之現金流量-間接法
繼續營業單位稅前淨利(淨損)	1,540,716		1,093,713		1,561,498		1,364,141		1,118,520		1,151,801		537,352		941,607		594,804		812,160		1,136,875
本期稅前淨利(淨損)	1,540,716		1,093,713		1,561,498		1,364,141		1,125,991		1,151,208		528,264		937,662		592,028		813,020		1,085,181
調整項目
收益費損項目
折舊費用	87,301		77,430		74,852		74,986		90,808		89,181		89,316		91,048		46,773		39,482		38,612
攤銷費用	36,339		44,674		78,325		69,370		69,154		72,314		66,282		61,126		54,272		15,346		12,433
呆帳費用提列(轉列收入)數	256,062		36,849		109,280		78,383		43,351		27,776		255,865		114,811		134,003		101,113		137,813
透過損益按公允價值衡量金融資產及負債之淨損失(利益)	(1,657,954)		(1,352,265)		(2,842,521)		(1,303,525)		(820,537)		(203,461)		(427,736)		(8,448)		220,201		757,031		(852,174)
利息費用	3,069,183		3,346,812		3,414,566		2,532,336		554,266		577,761		1,293,758		1,456,928		1,060,213		821,969		706,786
利息收入	(3,907,805)		(3,924,191)		(3,867,035)		(3,047,458)		(1,754,684)		(1,711,586)		(2,219,798)		(2,442,918)		(2,208,993)		(1,945,283)		(1,730,103)
股利收入	(110,323)		(9,495)		(15,552)		(6,449)		(83,720)		(5,463)		(4,622)		(2,188)		(3,384)		(2,838)		(2,473)
採用權益法認列之關聯企業及合資損失(利益)之份額	12,640		91,133		(19,791)		(66,330)		(75,676)		2,089						0		(4,791)		(16,681)
處分及報廢不動產及設備損失(利益)	301		863		202		(2,563)		123		199		2		(176)		76		(343)		272
處分投資損失(利益)	(178,427)		(72,742)		(147,846)		(6,896)		64,637		(104,770)		(130,003)		(40,432)		0		(84,675)		(92,796)
收益費損項目合計	(2,392,683)		(1,760,932)		(3,208,267)		(1,678,146)		(1,903,855)		(1,255,960)		(1,076,936)		(770,249)		(696,839)		(302,989)		(1,767,045)
與營業活動相關之資產/負債變動數
與營業活動相關之資產之淨變動
存放央行及拆借金融同業(增加)減少	(1,428,152)		1,744,801		657,387		(1,070,233)		1,210,918		622,676		123,729		(437,751)		(18,870,444)		2,831		(516,606)
透過損益按公允價值衡量之金融資產(增加)減少	(8,475,553)		4,255,783		(6,839,963)		(8,241,359)		2,837,806		12,079,318		16,235,033		(15,473,991)		8,067,568		3,827,318		11,894,752
透過其他綜合損益按公允價值衡量之金融資產(增加)減少	11,146,284		2,632,497		764,286		(6,992,971)		3,383,393		(3,963,517)		(6,818,943)		6,041,915
按攤銷後成本衡量之債務工具投資(增加)減少	(4,227,881)		(949,140)		(934,654)		(6,359,996)
附賣回票券及債券投資(增加)減少	(3,428,120)		(3,273,855)		220,491		1,699,843		1,149,941		(1,251,147)		(647,987)
應收款項(增加)減少	(856,629)		(416,757)		(835,102)		(243,051)		27,842		(509,572)		1,133,077		2,927,436		2,257,522		600,535		(923,625)
貼現及放款(增加)減少	(4,143,558)		(8,842,987)		(10,701,993)		(4,763,693)		(9,372,261)		6,274,667		(6,112,622)		624,082		(1,690,743)		3,372,605		3,644,552
其他資產(增加)減少	(115,833)
與營業活動相關之資產之淨變動合計	(11,529,442)		(4,849,658)		(17,669,548)		(25,971,460)		(762,361)		13,252,425		3,912,287		(6,318,309)		(10,236,097)		7,803,289		14,099,073
與營業活動相關之負債之淨變動
央行及銀行同業存款增加(減少)	12,370,738		12,691,042		13,015,580		2,755,634		929,207		(4,315,257)		2,033,348		(22,985,986)		13,870,234		(6,213,571)		8,337,401
透過損益按公允價值衡量之金融負債增加(減少)	480,582		(818,047)		(463,135)		(417,230)		221,251		(350,254)		(85,797)		(318,238)		239,465		(349,565)		(2,193,161)
附買回票券及債券負債增加(減少)	(4,636,342)		(1,740,354)		(6,165,960)		7,262,007		(9,938,524)		(2,859,047)		(5,171,047)		12,432,704		(18,261,150)		(2,430,285)		(17,928,295)
應付款項增加(減少)	1,041,144		(1,529,322)		1,925,548		1,242,874		(434,289)		837,029		(889,567)		(942,217)		(50,006)		(195,146)		1,475,661
存款及匯款增加(減少)	2,025,282		(12,362,171)		6,235,744		12,692,612		6,413,823		(4,662,259)		2,401,395		15,093,274		14,118,323		(2,825,544)		5,439,569
其他負債增加(減少)	(661,504)		41,261		7,995		5,931		30,858		4,553		14,931		8,399		18,747
與營業活動相關之負債之淨變動合計	10,619,900		(3,717,591)		14,555,772		23,541,828		(2,777,674)		(11,345,235)		(1,696,737)		3,287,936		9,935,613		(12,013,656)		(4,862,905)
與營業活動相關之資產及負債之淨變動合計	(909,542)		(8,567,249)		(3,113,776)		(2,429,632)		(3,540,035)		1,907,190		2,215,550		(3,030,373)		(300,484)		(4,210,367)		9,236,168
調整項目合計	(3,302,225)		(10,328,181)		(6,322,043)		(4,107,778)		(5,443,890)		651,230		1,138,614		(3,800,622)		(997,323)		(4,513,356)		7,469,123
營運產生之現金流入(流出)	(1,761,509)		(9,234,468)		(4,760,545)		(2,743,637)		(4,317,899)		1,802,438		1,666,878		(2,862,960)		(405,295)		(3,700,336)		8,554,304
收取之利息	3,810,576		3,967,205		3,785,055		2,679,160		1,710,871		1,757,637		2,435,597		2,663,487		2,404,951		1,633,893		1,943,891
收取之股利	38,276		7,938		18,825		2,631		81,556		4,578		3,247		2,188		3,384		2,838		2,474
支付之利息	(2,967,177)		(3,588,963)		(3,302,431)		(2,234,527)		(477,184)		(591,247)		(1,340,412)		(1,160,579)		(979,011)		(741,920)		(646,107)
退還(支付)之所得稅	79,327		25,461		(323,801)		(64,177)		(37,576)		(220,265)		(187,391)		(39,247)		(143,852)		(111,272)		(127,613)
營業活動之淨現金流入(流出)	(800,507)		(8,822,827)		(4,582,897)		(2,360,550)		(3,040,232)		2,753,141		2,577,919		(1,397,111)		880,177		(2,916,797)		9,726,949
投資活動之現金流量
取得不動產及設備	(48,499)		(36,881)		(27,493)		(20,716)		(40,106)		(14,045)		(26,271)		(15,913)		(72,136)		(197,225)		(121,187)
處分不動產及設備	6		170		259		2,692		0		156		298		2,441		43,200		6,103		784
取得無形資產	(36,369)		(27,797)		(9,815)		(31,950)		(3,857)		(2,876)		(25,948)		(18,688)		(41,007)		(13,830)		(2,096)
其他金融資產增加	(46,369)		(9,529)				0		(22,302)		0		(1,008,139)		0		(281,108)
投資活動之淨現金流入(流出)	(131,231)		189,898		19,088		(66,072)		(206,836)		99,825		(1,051,014)		738,994		3,803,830		(876,661)		(4,183,761)
籌資活動之現金流量
短期借款增加	40,000				0		37,700		134,722		180,150		571,815
應付商業本票增加	55,051				0		1,003,070		0		118,000		0		1,000,000		0		2,094,069		334,946
應付商業本票減少	0		(11,946)		(172,635)		0		(100,058)		0		(150,000)		0		(1,049,785)
租賃本金償還	(42,763)		(41,474)		(39,882)		(31,891)		(41,390)		(44,072)		(44,262)		(42,907)
其他金融負債增加	1,973,634		1,956,128		3,544,507		450,663		0		65,252		0		359,286		0		1,073,881		147,510
庫藏股票買回成本	0		(134,428)								0		(10,704)
籌資活動之淨現金流入(流出)	2,025,922		1,606,852		4,915,939		1,475,313		(845,421)		(785,721)		103,652		920,340		(2,600,720)		2,481,431		(1,755,932)
匯率變動對現金及約當現金之影響	88,510		65,199		304,502		(71,964)		587,071		(140,250)		12,280		10,999		245,242		601,680		215,211
本期現金及約當現金增加(減少)數	1,182,694		(6,960,878)		656,632		(1,023,273)		(3,505,418)		1,926,995		1,642,837		273,222		2,328,529		(710,347)		4,002,467
期初現金及約當現金餘額	21,257,591		18,368,252		18,767,399		15,225,156		15,198,196		16,905,644		17,550,472		24,952,785		17,706,368		19,285,672		17,962,137
期末現金及約當現金餘額	22,440,285		11,407,374		19,424,031		14,201,883		11,692,778		18,832,639		19,193,309		25,226,007		20,034,897		18,575,325		21,964,604
現金及約當現金	6,137,312		6,098,356		7,559,906		7,270,159		8,493,631		8,702,657		5,465,661		6,055,568		7,517,968		7,193,791		8,499,875
符合國際會計準則第七號現金及約當現金定義之存放央行及拆借銀行同業	12,813,213		4,226,759		10,903,981		6,017,424		3,199,147		9,559,341		13,727,648		18,253,790		6,805,268		10,083,142		13,165,685
符合國際會計準則第七號現金及約當現金定義之附賣回票券及債券投資	2,210,358		750,377												300,000		5,711,661		1,298,392		299,044
其他符合國際會計準則第七號現金及約當現金定義之項目	1,279,402		331,882		960,144		914,300		0		570,641		0		616,649

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