國泰金－損益表

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損益表

合併綜合損益表

第二季 (最新)

單季

(TWD千元)	2026年第二季		2025年第二季		2024年第二季		2023年第二季		2022年第二季		2021年第二季		2020年第二季		2019年第二季		2018年第二季		2017年第二季		2016年第二季		2015年第二季		2014年第二季		2013年第二季		2012年第二季
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	98,954,041		82,921,291		82,467,897		75,720,173		59,521,589		51,487,619		52,175,597		54,947,124		49,554,232		45,470,147		42,339,458		37,724,950		34,943,480		31,675,126		30,486,068
利息費用	18,601,872		17,096,172		16,715,073		14,731,946		4,275,213		3,226,839		4,550,351		6,051,782		5,558,524		4,031,039		3,853,899		4,293,984		3,990,471		3,384,879		3,328,303
利息淨收益	80,352,169		65,825,119		65,752,824		60,988,227		55,246,376		48,260,780		47,625,246		48,895,342		43,995,708		41,439,108		38,485,559		33,430,966		30,953,009		28,290,247		27,157,765
利息以外淨收益
手續費及佣金淨收益	14,815,642		3,489,553		4,010,302		3,138,182		4,089,522		2,744,326		490,519		1,597,953		1,019,146		471,852		(683,066)		(1,635,986)		1,787,539		1,712,338		1,382,287
保險服務結果	12,400,112
透過損益按公允價值衡量之金融資產及負債損益	(50,379,508)		232,867,030		(1,958,392)		(24,908,240)		(210,915,765)		97,331,306		141,016,239		13,763,778		(72,558,295)		(11,173,667)		1,116,726		4,933,452		17,771,039		(10,022,957)		(10,271,379)
投資性不動產損益	9,579,043		10,324,040		5,201,077		2,780,358		4,222,655		3,743,854		4,570,531		3,004,804		1,947,920		2,124,103		5,357,474		13,310,310		18,253,237		1,516,699		1,457,365
透過其他綜合損益按公允價值衡量之金融資產已實現損益	3,221,485		2,312,154		933,674		3,611,670		2,695,808		12,096,487		8,906,227		8,514,068		1,993,953
除列按攤銷後成本衡量之金融資產損益	(17,998)		317,221		(72,718)		934,723		1,594,157		6,161,112		9,573,975		1,012,951		896,408
兌換損益	(3,865,122)		(334,983,959)		49,312,157		69,220,279		105,225,506		(59,615,902)		(45,597,335)		16,893,893		84,263,348		8,975,150		(5,553,279)		(8,438,623)		(19,997,973)		9,737,010		8,880,489
資產減損(損失)迴轉利益	(2,313,421)		(61,395)		(605,471)		(721,843)		(886,316)		1,154,606		(1,049,387)		243,768		148,026		(42,096)		(86,508)		0		0
採用權益法認列關聯企業及合資損益之份額	1,911,819		563,864		493,002		678,594		815,829		453,576		(12,621,800)		476,167		470,304		218,172		260,489		232,792		37,499		(7,084)		(4,975)
分離帳戶保險商品資產淨損益	112,922,007
保險財務收益或費用	(92,151,993)
所持有之再保險合約財務收益或費用	91,072
其他利息以外淨損益	1,769,717		(2,318,574)		(5,363,670)		261,244		(9,267,049)		5,237,518		7,520,229		(4,220,194)		(2,983,348)		5,105,974		5,195,943		3,759,677		650,040		1,088,207		671,435
利息以外淨收益	7,982,855		(41,242,250)		5,762,577		33,014,007		50,473,007		107,907,808		111,433,621		68,834,062		90,152,932		105,996,745		99,783,282		99,320,386		50,456,488		52,659,149		68,211,967
淨收益	88,335,024		24,582,869		71,515,401		94,002,234		105,719,383		156,168,588		159,058,867		117,729,404		134,148,640		147,435,853		138,268,841		132,751,352		81,409,497		80,949,396		95,369,732
呆帳費用、承諾及保證責任準備提存	1,941,540		1,104,446		1,901,358		1,607,161		1,165,546		858,759		586,559		(203,505)		1,027,111		954,193		1,672,544		54,515		450,316		449,363		231,023
保險其他營業成本	11,791,773
營業費用
員工福利費用	11,535,160		15,268,892		14,425,008		15,194,172		13,019,720		13,067,806		14,327,460		13,304,899		11,979,248		10,712,242		11,038,407		9,586,710		8,427,283		8,443,194		7,660,630
折舊及攤銷費用	1,903,111		2,126,321		2,041,036		2,115,580		1,821,282		1,797,343		1,792,999		1,726,262		1,396,662		1,337,409		1,276,930		609,596		615,583		1,094,388		1,166,817
其他業務及管理費用	8,530,467		9,778,303		8,748,993		8,218,173		5,972,709		5,498,500		5,183,095		5,996,666		5,766,652		5,621,084		6,587,690		4,441,283		4,448,894		3,369,016		3,409,803
營業費用合計	21,968,738		27,173,516		25,215,037		25,527,925		20,813,711		20,363,649		21,303,554		21,027,827		19,142,562		17,670,735		18,903,027		14,637,589		13,491,760		12,906,598		12,237,250
繼續營業單位稅前淨利(淨損)	52,632,973		15,854,870		37,480,663		31,426,162		23,947,224		40,324,824		11,514,126		24,209,961		15,753,731		18,787,484		11,451,255		29,172,020		20,685,676		9,094,500		3,579,452
所得稅費用(利益)	7,772,759		2,160,913		4,612,864		5,581,758		9,009,113		6,375,411		2,325,728		3,626,143		2,996,258		(3,122,627)		(5,545,886)		(6,047,038)		(2,437,035)		(1,184,529)		(630,725)
繼續營業單位本期淨利(淨損)	44,860,214		13,693,957		32,867,799		25,844,404		14,938,111		33,949,413		9,188,398		20,583,818		12,757,473		15,664,857		5,905,369		23,124,982		18,248,641		7,909,971		2,948,727
本期淨利(淨損)	44,860,214		13,693,957		34,102,098		25,844,404		14,938,111		33,949,413		9,188,398		20,583,818		12,757,473		15,664,857		5,905,369		23,124,982		18,248,641		7,909,971		2,948,727
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	0		0		0		0		0		0		0
透過其他綜合損益按公允價值衡量之權益工具評價損益	273,451,149		(3,219,098)		10,117,341		5,392,234		(20,954,912)		(1,033,891)		8,784,766		3,791,382		(2,399,291)
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	(241,482)		(39,486)		265,916		57,356		54,504		(180,924)		(587,117)		(562,863)		647,951		(1,020,305)		(49,126)		544,863
採用權益法認列之關聯企業及合資其他綜合損益之份額-不重分類至損益之項目	(938,486)		7,921		(96,909)		(57,150)		(340,343)		(222,887)		72,972		155,874		(9,525)		(22,985)		(1,735)		757		13,802		(41,937)		(30,010)
保險財務收益或費用-不重分類至損益之項目	323,891																								(292,577)		3,016,676		891,259
與不重分類之項目相關之所得稅	11,561,178		(392,676)		(64,052)		(71,950)		(390,699)		(683,699)		295,805		182,302		(233,656)		177,360		8,647		(92,755)
不重分類至損益之項目總額(稅後)	261,033,894		(2,857,987)		10,350,400		5,464,390		(19,527,648)		(754,003)		7,974,816		3,419,710		(1,527,209)		(865,930)		(42,214)		452,865
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	28,589		(12,193,763)		(7,044)		831,693		92,747		(1,951,130)		(1,641,550)		(547,264)		852,604		1,721,850		(1,692,173)		546,118		(667,960)		199,975		200,779
後續可能重分類至損益之避險工具損益	(164,737)		1,423,055		(380,591)		(639,150)		389,727		54,795		(416,939)		6,187
透過其他綜合損益按公允價值衡量之債務工具損益	25,765,010		7,604,023		(9,762,049)		(6,137,045)		(158,769,082)		29,232,402		57,625,675		31,901,359		(22,938,202)
採用權益法認列之關聯企業及合資其他綜合損益之份額-可能重分類至損益之項目	(915,471)		(1,875,671)		673,690		134,592		(82,840)		(366,626)		(90,683)		448,029		240,124		27,099		(146,180)		(213,044)
保險財務收益或費用-重分類至損益之項目	51,540,904
所持有之再保險合約財務收益或費用	(136,698)
與可能重分類之項目相關之所得稅	13,700,831		(2,125,057)		9,123		(386,363)		(37,856,978)		7,975,408		17,626,500		8,350,269		(3,203,974)		(2,512,224)		(261,100)		2,903,807
後續可能重分類至損益之項目總額(稅後)	62,416,766		(57,665,383)		2,643,353		10,574,868		(260,888,195)		35,537,240		129,116,567		35,170,518		(28,845,296)		29,616,461		5,114,292		(24,667,652)
本期其他綜合損益	323,450,660		(60,523,370)		12,993,753		16,039,258		(280,415,843)		34,783,237		137,091,383		38,590,228		(30,372,505)		28,750,531		5,072,078		(24,214,787)		15,023,092		(14,428,536)		(16,510,480)
本期綜合損益總額	368,310,874		(46,829,413)		47,095,851		41,883,662		(265,477,732)		68,732,650		146,279,781		59,174,046		(17,615,032)		44,415,388		10,977,447		(1,089,805)		33,271,733		(6,518,565)		(13,561,753)
淨利(淨損)歸屬
母公司業主	44,676,497		13,985,004		33,651,713		25,486,639		14,600,898		33,684,448		8,832,074		20,226,617		12,915,840		15,610,520		5,716,979		22,972,772		18,168,148		7,878,598		2,961,350
非控制權益	183,717		(291,047)		450,385		357,765		337,213		264,965		356,324		357,201		(158,367)		54,337		188,390		152,210		80,493		31,373		(12,623)
綜合損益總額歸屬
母公司業主	368,174,843		(46,196,334)		45,873,526		41,334,353		(265,771,793)		68,524,219		146,085,053		58,875,251		(17,509,164)		44,264,041		10,851,137		(1,140,418)		33,242,657		(6,563,209)		(13,612,265)
非控制股權	136,031		(633,079)		1,222,325		549,309		294,061		208,431		194,728		298,795		(105,868)		151,347		126,310		50,613		29,076		44,644		50,512
基本每股盈餘
繼續營業單位稅後淨利(淨損)	2.8		0.71		1.97		1.5		0.85		2.3		0.41		1.4		0.87		1.24		0.46		1.83		1.45		0.74		0.28
停業單位稅後淨額	0		0		0.09
基本每股盈餘合計	2.8		0.71		2.06		1.5		0.85		2.3		0.41		1.4		0.87		1.24		0.46		1.83		1.45		0.74		0.28

今年初累積至今

(TWD千元)	2026年前6個月		2025年前6個月		2024年前6個月		2023年前6個月		2022年前6個月		2021年前6個月		2020年前6個月		2019年前6個月		2018年前6個月		2017年前6個月		2016年前6個月		2015年前6個月		2014年前6個月		2013年前6個月		2012年前6個月
(TWD千元)	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%	金額	%
利息收入	193,179,546		167,263,886		161,062,506		147,690,238		112,786,175		102,858,694		105,959,714		109,415,297		95,804,662		89,934,148		83,909,941		74,842,908		69,364,228		63,726,279		61,813,904
利息費用	36,411,889		34,326,067		32,884,596		27,188,745		7,497,364		6,545,784		10,054,311		12,013,789		10,704,571		7,970,253		7,836,589		8,532,581		7,876,937		6,745,829		6,834,163
利息淨收益	156,767,657		132,937,819		128,177,910		120,501,493		105,288,811		96,312,910		95,905,403		97,401,508		85,100,091		81,963,895		76,073,352		66,310,327		61,487,291		56,980,450		54,979,741
利息以外淨收益
手續費及佣金淨收益	25,951,683		8,310,489		7,428,692		7,335,605		8,352,662		5,476,198		2,799,013		1,070,024		1,997,552		255,998		(3,694,048)		(1,298,952)		2,010,321		1,773,446		1,588,001
保險服務結果	25,595,988
透過損益按公允價值衡量之金融資產及負債損益	(75,560,027)		165,802,568		(55,257,467)		53,952,243		(347,425,404)		101,475,319		33,180,943		100,918,201		(40,787,307)		70,078,931		26,726,810		8,457,874		2,823,483		(30,233,194)		9,418,356
投資性不動產損益	12,622,337		13,559,436		8,378,354		5,928,587		7,818,646		6,504,040		7,584,001		6,243,834		4,760,406		4,815,626		8,238,102		15,536,816		21,369,289		3,262,960		3,195,490
透過其他綜合損益按公允價值衡量之金融資產已實現損益	8,146,771		3,201,869		2,169,615		3,745,601		5,541,282		20,816,003		18,628,050		14,165,519		9,434,202
除列按攤銷後成本衡量之金融資產損益	(550,723)		2,044,481		83,565		2,961,786		10,495,640		26,561,821		23,387,112		1,484,184		2,940,279
兌換損益	15,249,246		(290,138,707)		180,164,254		45,003,606		200,342,186		(58,236,121)		(40,126,942)		25,713,576		45,566,290		(86,970,071)		(35,942,174)		(22,517,552)		(4,556,926)		34,199,896		(12,565,465)
資產減損(損失)迴轉利益	(2,526,484)		(467,163)		(985,781)		(855,746)		(3,545,277)		2,059,317		(1,975,191)		618,084		(247,042)		(42,096)		(87,262)		0		(7,123)
採用權益法認列關聯企業及合資損益之份額	3,091,923		1,536,584		1,042,749		1,363,143		1,243,451		1,020,630		(13,010,397)		760,301		537,062		690,185		761,767		284,488		67,325		16,211		17,728
分離帳戶保險商品資產淨損益	127,676,969
保險財務收益或費用	(143,535,483)
所持有之再保險合約財務收益或費用	203,055
其他利息以外淨損益	7,740,165		(12,836,169)		(16,422,101)		8,002,814		(20,462,111)		6,825,819		14,306,371		(6,856,869)		(1,768,575)		15,622,822		10,815,775		14,444,993		2,944,251		4,562,690		1,376,084
利息以外淨收益	4,105,420		(2,092,297)		59,905,235		41,910,988		132,507,454		249,463,531		225,245,216		145,413,977		170,192,609		192,398,340		182,498,432		170,598,828		105,624,706		111,793,912		157,756,556
淨收益	160,873,077		130,845,522		188,083,145		162,412,481		237,796,265		345,776,441		321,150,619		242,815,485		255,292,700		274,362,235		258,571,784		236,909,155		167,111,997		168,774,362		212,736,297
呆帳費用、承諾及保證責任準備提存	4,085,767		2,457,797		4,203,530		1,260,923		1,213,111		2,180,526		920,134		233,319		1,443,618		1,273,522		2,309,528		166,808		442,641		538,421		271,638
保險其他營業成本	25,158,464
營業費用
員工福利費用	21,018,580		31,325,664		29,464,160		29,814,219		27,104,742		26,725,557		26,462,190		28,348,757		24,208,444		21,634,485		22,583,760		18,708,961		16,791,391		17,040,104		15,349,417
折舊及攤銷費用	3,853,799		4,247,595		4,058,199		4,220,266		3,607,843		3,575,760		3,548,305		3,493,441		2,780,677		2,672,964		2,523,557		1,222,035		1,241,133		2,204,191		2,123,234
其他業務及管理費用	15,731,756		18,897,914		16,519,675		14,793,312		11,301,377		10,636,815		10,487,050		10,954,403		11,173,060		10,539,139		10,830,647		8,480,810		8,233,799		6,441,574		6,628,836
營業費用合計	40,604,135		54,471,173		50,042,034		48,827,797		42,013,962		40,938,132		40,497,545		42,796,601		38,162,181		34,846,588		35,937,964		28,411,806		26,266,323		25,685,869		24,101,487
繼續營業單位稅前淨利(淨損)	91,024,711		53,132,212		80,709,594		38,663,586		63,755,657		104,188,354		37,823,738		39,737,141		37,552,287		29,646,069		19,751,996		49,077,567		33,345,217		16,927,259		5,830,896
所得稅費用(利益)	14,508,565		7,223,599		10,055,032		5,645,798		14,442,263		12,672,341		5,122,026		5,603,310		1,537,888		(3,190,990)		(5,508,761)		(7,843,913)		(2,743,368)		(1,952,868)		(453,347)
繼續營業單位本期淨利(淨損)	76,516,146		45,908,613		70,654,562		33,017,788		49,313,394		91,516,013		32,701,712		34,133,831		36,014,399		26,455,079		14,243,235		41,233,654		30,601,849		14,974,391		5,377,549
本期淨利(淨損)	76,516,146		45,908,613		71,664,527		33,017,788		49,313,394		91,516,013		32,701,712		34,133,831		36,014,399		26,455,079		14,243,235		41,233,654		30,601,849		14,974,391		5,377,549
其他綜合損益
不重分類至損益之項目(稅後)
確定福利計畫之再衡量數	4,628		(585)		(2,330)		(2,723)		(826)		(655)		1,126
透過其他綜合損益按公允價值衡量之權益工具評價損益	315,472,243		(8,376,591)		26,117,691		14,687,746		(15,454,995)		8,620,183		(2,815,054)		9,452,007		(2,497,980)
指定為透過損益按公允價值衡量之金融負債其變動金額來自信用風險	114,909		371,162		475,712		232,964		388,021		275,768		1,117,321		(1,778,640)		1,355,730		(1,265,243)		899,448		257,703
採用權益法認列之關聯企業及合資其他綜合損益之份額-不重分類至損益之項目	(1,165,346)		148,327		(173,028)		(537,111)		(735,495)		8,217		164,632		284,180		(86,186)		3,352		(3,059)		757		20,855		(9,657)		(31,190)
保險財務收益或費用-不重分類至損益之項目	344,112																								194,643		2,811,183		156,775
與不重分類之項目相關之所得稅	9,992,130		(546,826)		91,749		21,573		(460,434)		(153,787)		(540,833)		450,589		(464,919)		168,279		(152,386)		(43,938)
不重分類至損益之項目總額(稅後)	304,778,416		(7,310,861)		26,326,296		14,359,303		(14,020,457)		9,057,300		(991,142)		8,433,877		(763,517)		(858,548)		744,003		214,522
後續可能重分類至損益之項目(稅後)
國外營運機構財務報表換算之兌換差額	1,826,685		(9,519,166)		3,689,987		996,560		3,638,807		(1,860,467)		(3,463,900)		1,098,105		733,324		(3,136,775)		(5,104,580)		(985,019)		(381,471)		732,167		(480,714)
後續可能重分類至損益之避險工具損益	(154,836)		1,295,088		(752,642)		(511,135)		399,823		(91,595)		151,837		96,428
透過其他綜合損益按公允價值衡量之債務工具損益	(32,544,637)		16,177,594		(21,438,983)		8,038,569		(292,944,844)		(62,710,582)		17,487,731		75,944,858		(66,136,530)
採用權益法認列之關聯企業及合資其他綜合損益之份額-可能重分類至損益之項目	(1,476,854)		(1,436,103)		997,169		180,502		644,920		(536,411)		(324,651)		827,165		(649,065)		(1,120,576)		(242,543)		(195,702)
保險財務收益或費用-重分類至損益之項目	187,751,838
所持有之再保險合約財務收益或費用	(432,271)
與可能重分類之項目相關之所得稅	31,770,859		(1,633,948)		(676,249)		6,555,341		(68,645,004)		(10,871,104)		(345,324)		24,518,587		(14,211,628)		(778,689)		2,368,932		2,347,500
後續可能重分類至損益之項目總額(稅後)	123,199,066		(108,333,185)		22,906,719		78,647,224		(447,500,378)		(70,913,535)		2,746,520		148,855,188		(88,255,525)		32,349,799		5,626,810		(22,341,336)
本期其他綜合損益	427,977,482		(115,644,046)		49,233,015		93,006,527		(461,520,835)		(61,856,235)		1,755,378		157,289,065		(89,019,042)		31,491,251		6,370,813		(22,126,814)		17,920,701		(14,306,480)		3,920,926
本期綜合損益總額	504,493,628		(69,735,433)		120,897,542		126,024,315		(412,207,441)		29,659,778		34,457,090		191,422,896		(53,004,643)		57,946,330		20,614,048		19,106,840		48,522,550		667,911		9,298,475
淨利(淨損)歸屬
母公司業主	76,270,308		46,000,311		71,760,383		32,495,667		48,807,660		91,050,474		32,121,758		33,439,769		35,983,223		26,235,531		13,883,811		40,895,290		30,453,228		14,807,767		5,257,351
非控制權益	245,838		(91,698)		(95,856)		522,121		505,734		465,539		579,954		694,062		31,176		219,548		359,424		338,364		148,621		166,624		120,198
綜合損益總額歸屬
母公司業主	504,226,117		(68,763,678)		118,749,080		124,888,302		(412,962,777)		29,228,505		33,785,391		190,344,714		(53,111,128)		57,965,214		20,551,467		18,912,176		48,355,251		367,674		9,201,589
非控制股權	267,511		(971,755)		2,148,462		1,136,013		755,336		431,273		671,699		1,078,182		106,485		(18,884)		62,581		194,664		167,299		300,237		96,886
基本每股盈餘
繼續營業單位稅後淨利(淨損)	4.95		2.89		4.59		1.98		3.45		6.66		2.18		2.45		2.71		2.09		1.11		3.26		2.42		1.39		0.49
停業單位稅後淨額	0		0		0.07
基本每股盈餘合計	4.95		2.89		4.66		1.98		3.45		6.66		2.18		2.45		2.71		2.09		1.11		3.26		2.42		1.39		0.49

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